On the afternoon of May 22, at the invitation of the Department of Finance, School of Management, University of Shanghai for Science and Technology, senior economist, member of the Party Committee and Vice President of Hengfeng Bank Shanghai Branch, off-campus tutor for the Master of Finance of Fudan University, well-known alumnus Mr. Ding Zufa, in the School of Management The second conference room on the fourth floor held the “Commercial Bank under Strong Supervision” academic report. The meeting was chaired by Professor Sun Yingjun, Dean of the Department of Finance of the School of Management.
The academic report consists of three parts. President Ding first briefly reviewed the five stages of commercial bank development, starting with commercial banks under a highly centralized planned economic system, and then to the initial formation of the commercial banking system, the commercialization of state-owned banks, and The rapid development of commercial banks, and finally analyzed the innovation of commercial banks in recent years and the prospects for the future development direction of returning to the original source to serve the real economy, and also from the perspective of bank practitioners, the current Sino-US trade war on the internationalization process of banks Expressed his views, which benefited the students present.
Later, President Ding also made a detailed explanation and analysis on the market chaos under financial innovation. He divided the market chaos into eight parts with detailed and specific content. Not only from a professional point of view, the violation of policies and the failure of macro-control, financial Analyze the problems of service deviating from fiction to reality, off-balance sheet and cooperative business in violation of regulations, relying more on rich banking experience and real cases, combined with the problems of campus loans and P2P around students, making students illegally raise funds for private equity institutions , Bank’s internal management risks, and illegal operations of deposit and loan business have a deeper understanding, helping students to solve the problem of lack of practical work experience and lack of understanding of the actual business management model of commercial banks under financial innovation.
In the third part, President Ding explained the characteristics of strong supervision based on his own work experience and the actual business model of commercial banks, and made a detailed analysis of the development trend of banks under strong supervision. The de-channelization of asset management business and the transformation of interbank business , The transformation of corporate finance, the new frontiers of information technology brought by technology finance, and other aspects are combined with specific events. Starting from the supply chain business of Huawei’s mobile phones, it will also talk about the financing channels of FAW auto parts suppliers. It is vivid and fascinating. .
After that, President Ding conducted a question-and-answer session with the students. The students asked questions about the future development direction of Anhui Province and employment trends in the banking and financial industry. President Ding also patiently answered one by one.
At the end of the lecture, Professor Sun Yingjun made a summary, expressed his gratitude to President Ding for coming, and expressed the hope that the students will be honest and upright, abide by professional ethics, and do their job well in their future professional experience. The academic lecture ended perfectly with the warm applause of the students.